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From the Series of articles HOW TO CURE YOUR MONEY PROBLEMS WITHOUT FILING BANKRUPTCY!! by bankruptcy lawyer in Post St Lucie Jon L Martin, the author of “What Everyone ought to Know about Debt Relief Today!” Ignoring the card balance.  Although credit card usage dipped more than 13% inFebruary, almost 15% of American families still…

Bankruptcy Lawyer Port St Lucie – What everyone ought to know about: DEBT RELIEF TODAY! Why do you need a bankruptcy lawyer in Port St Lucie? Over the last several years as a Bankruptcy Lawyer Port St Lucie, I have seen folks struggle against overwhelming odds to keep the bills paid, food on the table…

From the Series of articles HOW TO CURE YOUR MONEY PROBLEMS WITHOUT FILING BANKRUPTCY!! by bankruptcy lawyer in Post St Lucie Jon L Martin, the author of “What Everyone ought to Know about Debt Relief Today!” Raiding your 401(k). Don’t think of retirement savings as “now” money. It’s money you’ve got to save for later….

When we get a new client asking for bankruptcy relief, most of them aren’t sure what chapter they should be filing under. Bankruptcy law can be very complex, and what chapter you file under will greatly impact your obligations going forward. In this article we will provide a consolidated rundown of what each chapter means and…

I enjoy receiving harassing telephone calls from debt collectors at all times of the day. I enjoy when my doorbell rings and I meet another process server or sheriff’s deputy serving me with yet another collection or foreclosure lawsuit. I enjoy receiving mail, so I don’t want to stop the endless number of letters threatening…

BY: Jon L. Martin – Stuart and Port St. Lucie Bankruptcy Attorney Failla v. Citibank, N.A. (In re Failla), 838 F.3rd 1170 (11th Cir. 2016) The 11th Circuit has agreed that once a debtor makes the election to surrender their home on the statement of intention in the petition they cannot then turn around and…

BY: Jon L. Martin; Stuart and Port St. Lucie Bankruptcy Attorney   Small business owners filed 2326 cases under Chapter 13 which represented an increase of 10% from 2015. Thus, closely held businesses, and dba’s that qualified to file chapter 13, mirrored somewhat the Chapter 11 business filings (up 2% at 7,450), and represented the…

Bankruptcy Lawyer Port St Lucie Jon L Martin reviews some of the reasons NOT to file for bankruptcy: I enjoy receiving harassing telephone calls from debt collectors at all times of the day. I enjoy when my doorbell rings and I meet another process server or sheriff’s deputy serving me with yet another collection or…

No one knows for sure what the future holds but sometimes it’s good to take a look at where we’ve been and where we’re at now to see if there are indications of what we can expect going forward. Not the least of these is the fact that we have a new administration in Washington…

With the start of a New Year and a New Administration in the White House, one has to wonder if there might finally be some progress made in regards to Student Loan Relief that is meaningful through Bankruptcy. After all, President Elect – Trump of all people, should realize the value such relief could bring…