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Most people think Bankruptcy falls under either Chapter 7 or Chapter 13. These are the basic consumer formats. Chapter 7 is basically a straight liquidation of non-exempt assets; while Chapter 13 supposedly allows a debtor to retain non-exempt assets through what is essentially a “buy-back” plan over a 3 to 5 years period. Some people…

By Bankruptcy Lawyer in Port St Lucie Jon L Martin, the author of “What Everyone ought to Know about Debt Relief Today!” The rate of people over the age of sixty-five who are filing bankruptcy has more than tripled since 1991, according to recent study done by the “Consumer Bankruptcy Project”. Continuing at the current…

I recently had a client come to me seeking bankruptcy help because she could no longer pay her bills due to an accident injury that left her unable to work. The wife of a retired Police Officer, she was mortified by the thought of having to file bankruptcy, but didn’t know what else to do….

By Bankruptcy Lawyer in Port St Lucie Jon L Martin, the author of “What Everyone ought to Know about Debt Relief Today!” Most people tend to grossly overvalue their possessions for Bankruptcy valuation purposes. It’s not how much you paid for them. It’s not how much you would have to spend to buy new or…

People sometimes think they can’t afford an attorney to file Chapter 7 bankruptcy. They might consider the following alternatives.   File on your own; Obtain assistance from a free clinic or legal aid society in your area; Find a pro bono attorney; or File for Chapter 13 bankruptcy to pay attorney fees through your repayment…

By Bankruptcy Lawyer in Post St Lucie Jon L Martin, the author of “What Everyone ought to Know about Debt Relief Today!”  Don’t transfer assets to anyone unless it is a genuine sale for fair value. Don’t borrow money without talking to your attorney first Don’t write bad checks. Don’t put your money in your…

Looking for the Best Probate Attorney Port St. Lucie Florida? Things can get complicated after losing a loved one. Many questions can arise along the way. How do you carry on with the probate? How do you know how much inheritance you are entitled to? If you are asking similar questions, you need the help of…

There are numbers of different chapters that people can utilize in a bankruptcy code. Chapter 7, of course, is for consumers and businesses that wish to liquidate debt. Chapter 13 is generally restricted to consumers who for one reason or another wish to retain certain property, that otherwise, they would not be able to; and…

When a person dies, complexities may arise in the administration of the estate of the deceased person, otherwise known as the decedent. A Probate Attorney Port St Lucie Florida can help with the administration of estate of the decedent. In Florida, there are 2 types of probate: formal administration and summary administration. The probate process…

People sometimes think they can’t afford an attorney to file Chapter 7 bankruptcy. They might consider the following alternatives. File on your own Obtaining assistance from a free clinic or legal aid society in your area Finding a pro bono attorney; or Filing for Chapter 13 bankruptcy to pay attorney fees through your repayment plan…