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Chapter 13 Bankruptcy, Melbourne, Stuart, Palm City, FL

Filing for Chapter 13 bankruptcy can be the extra boost you need to start paying back debts and restore your good credit.

Jon L. Martin, attorney at law, takes pride in helping individuals file for Chapter 13 bankruptcy and establish viable repayment plans for debts. As a qualified bankruptcy attorney and Chapter 13 attorney, Jon L. Martin, attorney at law, has helped numerous debtors recover from their debt and return to living financially healthy lives.
We’ll help you with all the particulars and paperwork involved in establishing Chapter 13, including:

  • Analyzing your debt
  • Determining eligibility and gauging your income
  • Establishing your property end exemptions
  • Completing and filing all forms
  • Representing you at hearings and helping negotiate a payment plan with creditors

Beyond guiding you through the Chapter 13 process, Jon L. Martin, attorney at law, will instruct you as to the best course of action. Chapter 13 isn’t for everyone, and there are numerous factors to consider. No matter your situation, you can always trust Jon L. Martin, attorney at law, to provide honest legal counsel that helps with your debt.
Start Paying Back Your Debt With the Help of Jon L. Martin, Attorney at Law!

To schedule a free consultation, please call Jon L. Martin, attorney at law today!

Chapter 13 Bankruptcy, Melbourne, Stuart, Palm City, FL

The bankruptcy law regarding the scope of the chapter 13 discharge is complex and has recently undergone major changes. Therefore, debtors should consult competent legal counsel prior to filing regarding the scope of the chapter 13 discharge.

A chapter 13 debtor is entitled to a discharge upon completion of all payments under the chapter 13 plan so long as the debtor: (1) certifies (if applicable) that all domestic support obligations that came due prior to making such certification have been paid; (2) has not received a discharge in a prior case filed within a certain time frame (two years for prior chapter 13 cases and four years for prior chapter 7, 11 and 12 cases); and (3) has completed an approved course in financial management (if the U.S. trustee or bankruptcy administrator for the debtor’s district has determined that such courses are available to the debtor). 11 U.S.C. § 1328. The court will not enter the discharge, however, until it determines, after notice and a hearing, that there is no reason to believe there is any pending proceeding that might give rise to a limitation on the debtor’s homestead exemption. 11 U.S.C. § 1328(h). learn more…

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