Sometimes “debt buyers” file lawsuits against a consumer. These are companies who claim to have purchased a debt from the original creditor or even from other debt buyers. Whatever entity that files the lawsuit against you must comply with strict rules and procedures in court in proving that you actually owe the debt, to them. They must prove their case by a preponderance (majority) of evidence and comply with rules regarding civil procedure and evidence.

It is not enough to simply claim that you owe a debt. The debt collector, original creditor or debt buyer must actually prove this, based upon the strict standards imposed in civil court.

Debt collection defense is an important part of our practice, and our lawyers are fully committed to protecting our clients’ rights in the face of lawsuits filed by creditors in civil court. Let us defend your rights and help you reach a positive case outcome for your debt collection lawsuit. With our legal experience and knowledge in this field, we are able to effectively assert our clients’ rights and interests. Our lawyers also are fully committed to providing personalized attention and one-on-one service, and therefore will strive to develop a defense strategy that addresses your unique needs.

When you have been sued over a debt, time is very important. Call The Law Offices of Jon L. Martin today. We will look at your entire financial situation to determine what is the best course of action for you. Sometimes fighting the lawsuit makes the most sense, sometimes settling the debt or even filing bankruptcy is your best alternative. Call today for a free consultation and let us analyze your financial health and hear what options are available to you.