• Menu
  • Skip to right header navigation
  • Skip to main content
  • Skip to secondary navigation
  • Skip to primary sidebar
  • Skip to footer

Before Header

You Don't Have to Go it Alone! Call for help today! (772) 419-0057

  • Facebook
  • LinkedIn
  • Twitter
  • YouTube

Jon L. Martin – Attorney at Law

Services in Port St. Lucie, FL and Beyond

  • HOME
  • ABOUT
    • Attorney Profile
    • Client Feedback
  • PRACTICE AREAS
    • Bankruptcy
      • Chapter 7
      • Chapter 11
      • Chapter 13
      • Questions & Answers
    • Probate
      • Probate Administration
      • Probate Litigation
      • Probate Benefits
      • Q&A
    • Construction Law
    • IRS Problems
  • FREE EVALUATION
  • FREE E-BOOK
  • BLOG
  • CONTACT
  • Search
  • HOME
  • ABOUT
    • Attorney Profile
    • Client Feedback
  • PRACTICE AREAS
    • Bankruptcy
      • Chapter 7
      • Chapter 11
      • Chapter 13
      • Questions & Answers
    • Probate
      • Probate Administration
      • Probate Litigation
      • Probate Benefits
      • Q&A
    • Construction Law
    • IRS Problems
  • FREE EVALUATION
  • FREE E-BOOK
  • BLOG
  • CONTACT
  • Search

Mobile Menu

Schedule A Free Consultation Now!

Find out how our law firm can help you.

(772) 419-0057

  • Facebook
  • LinkedIn
  • Twitter
  • YouTube

Chapter 13

You are here: Home / Practice Areas / Bankruptcy / Chapter 13

Chapter 13 Bankruptcy

Almost every household in America has debt, whether from mortgages, credit cards or student loans. When these add up, monthly payments and other expenses can become overwhelming. If you are constantly falling behind, reorganizing your finances and payment plans may help. If you are making a steady income, can pay your basic expenses, and are saddled with student loan payments and other debts, you need to consider Chapter 13.

While bankruptcy seems like a big step, Chapter 13 will simply allow you to use your income to pay debts through a new payment plan that eliminates debt, restructures others and even help you plan to put student loans payments under control outside of bankruptcy.

Filing for bankruptcy requires careful consideration and assistance from a knowledgeable bankruptcy attorney. If you attempt to rush the process, you could miss certain exemptions and other benefits. Port St. Lucie Bankruptcy Lawyer Jon L. Martin works to organize and analyze all of your records, finances, bills and property to determine all your alternatives, and get the best result possible.

How Chapter 13 Bankruptcy Works

The first step towards filing for Chapter 13 bankruptcy is seeking legal help from a bankruptcy. Being informed of your situation and all your options will help you maximize the benefits of Chapter 13; you will be protected by the automatic stay. After filing for Chapter 13 bankruptcy, you will receive an automatic stay. This stops your creditors from sending you letters, leaving you messages or taking court actions to collect from you. This will allow you to focus on rebuilding your financial life, rather than attempting to maintain payments while in the process.

What Happens When I Finish My Payment Plan?

You will continue making payments according to the finalized plan and eventually receive a discharge from the court through mail or a “discharge hearing.” To have the rest of your debt eliminated, you will need to show the court proof that you are maintaining all of your obligations, as well as that you have completed your budget counseling course. Once you have finished and appeared for your final date in court (or received in mail), all your remaining debt that is eligible will be cleared.

Chapter 13 Bankruptcy can be complex. Filers need professional help of a caring and understanding bankruptcy attorney in Port St Lucie and Palm City Jon L Martin.

Looking for immediate answers to your questions?

Schedule a FREE consultation with Jon L. Martin today!

Jon L. Martin Law is a bankruptcy, probate, and construction arbitration firm on the Treasure Coast of Florida. With over 40 years of combined legal and business experience, they have helped hundreds of people to relieve their financial problems. With offices in Port St. Lucie and Palm City, Jon L. Martin has represented individuals and entities in the cities of Hobe Sound, Jensen Beach, Palm City, Port Salerno, Port St. Lucie, Stuart, Vero Beach, Stuart, Sewall’s Point, Hutchinson Island, and Sebastian.

For more information on bankruptcy and debt settlement issues, please contact Jon L. Martin Bankruptcy Attorney at (772) 419-0057.

Jon is the author of “What Everyone ought to Know about Debt Relief Today!”

Primary Sidebar

Contact Jon L. Martin

Email (REQUIRED)

Description (optional)

Footer

Law Offices

Jon L. Martin
(772) 419-0057

901 SW Martin Downs Blvd, #309
Palm City, FL 34990

1860 SW Fountainview Blvd. Ste 100
Port St. Lucie, FL 34986

Contact Us

Contact our law offices today. We are ready to help you. There is no better time than now.
Contact →

  • Facebook
  • LinkedIn
  • Twitter
  • YouTube
  • Home
  • Attorney Profile
  • Free Evaluation
  • Free E-Book
  • Blog
  • Contact

Site Footer

Copyright © 2021 Jon L. Martin - Attorney at Law · All Rights Reserved