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1. Truth is, if the lender is not going to report to the credit bureau, the debt to income ration should be minimized by not reaffirming the mortgage.

2. Borrowers struggling through a Chapter 13 have a hard time making mortgage payments on time; thus the likely hood of negative information is high if reaffirmed.



3. If not reported, the borrower can name thepayment here or there, catch up payment, and pay whatever late fees accrue; all without risking a negative trade line on a credit report.


Learn more about how our legal expert can protect you from debt and help you understand the bankruptcy process. Contact us today for more information.
Address: Bankruptcy Law Office of Jon L Marin Esq901 SW Martin Downs Blvd #309, Palm City, FL 34990Call Us: 772-419-0057