Reasons For And Against Filing Personal Bankruptcy

I enjoy receiving harassing telephone calls from debt collectors at all times of the day. I enjoy when my doorbell rings and I meet another process server or sheriff’s deputy serving me with yet another collection or foreclosure lawsuit.

Why You Need a Bankruptcy Lawyer

Over the last several years as a Florida Bankruptcy Attorney, I have seen folks struggle against overwhelming odds to keep the bills paid, food on the table for their children, clothes on their back and a roof over their heads. Many soon find themselves cutting back on groceries, medical and dental care to maintain impossible […]

Lesser-known Student Loan Solution

A recent article in the national association of chapter thirteen trustees newsletter reminds us that, “just because your private student loan uses the term “student loan” doesn’t mean it is one.” It reminds us that, “a student loan must be from an “eligible educational institution” to be considered non-dischargeable. If it’s not, getting rid of it […]

Are We There Yet?

Parents are familiar with the question posed above by their children who have lost all patience with the long range journey. The same question comes to mind for those people who have been hoping to avoid filing bankruptcy by riding a rebound in the Real Estate market. Why does the current Real Estate market play […]