People sometimes think they can’t afford an attorney to file Chapter 7 bankruptcy. They might consider the following alternatives.
File on your own;
Obtain assistance from a free clinic or legal aid society in your area;
Find a pro bono attorney; or
File for Chapter 13 bankruptcy to pay attorney fees through your repayment plan
Filing for Chapter 7 Bankruptcy without an Attorney
Bankruptcy laws don’t require you to have an attorney, however, read the article “Don’t try this at home,” Bankruptcy laws are complex, even simple Chapter 7 cases require you to complete extensive forms, research exemption laws, and follow all local court rules and procedures. You will have to consult an attorney if you are not comfortable filing on your own.
Free Clinics and Legal Aid
Some bankruptcy courts have free clinics to help debtors file for bankruptcy relief on their own. Mr. Martin conducts such a class monthly as part of the Southern District of South Florida’s “Pro Se” Bankruptcy Program. Go to https://www.facebook.com/jonlmartinlaw/ for dates and times.
Pro Bono Attorneys
Some attorneys take on a limited number of pro bono (no fee) cases. For instance, seniors with little or no income are sometimes able to find some help.
Filing for Chapter 13 Bankruptcy
Filing for Chapter 13 bankruptcy allows debtors to pay all or a portion of their attorney fees through their repayment plan. However, filing for Chapter 13 bankruptcy may not work for everyone. And you will still encounter certain up-front costs. Moreover, many courts reject “fee only” Chapter 13’s. If you don’t have enough income to afford your Chapter 13 plan, you will not qualify.
Filing any bankruptcy is complex. Most people need help. Many times, an attorney can suggest resources such as legal aid services and local help programs for attorney fee assistance. Don’t ignore your money problems just because you think you can’t afford an attorney! Remember, doing nothing, changes nothing!
Talk to an attorney! It’s the surest way of changing your life for the better.
Bankruptcy is not the end…IT’S THE BEGINNING OF A BETTER LIFE!!!
For more information on bankruptcy and debt settlement issues, please contact Jon L Martin Bankruptcy Attorney at (772)419-0057 or visit us online http://jonlmartinlaw.com/. With over 40 years of combined legal and business experience, we have helped hundreds of people in and around Martin and St Lucie County to relieve their financial problems. Bankruptcy Lawyer Port St Lucie Florida and a chairman of Martin County Bar Bankruptcy Committee Jon L. Martin helps clients throughout the following cities and surrounding areas: Hobe Sound, Jensen Beach, Palm City, Port Salerno, Port St. Lucie, Stuart, Vero Beach, and the entire Treasure Coast of Florida.
By Bankruptcy Lawyer in Post St Lucie Jon L Martin, the author of “What Everyone ought to Know about Debt Relief Today!”
- Don’t transfer assets to anyone unless it is a genuine sale for fair value.
- Don’t borrow money without talking to your attorney first
- Don’t write bad checks.
- Don’t put your money in your children’s bank account.
- Don’t hide assets or debts.
- Don’t gamble.
- Don’t make balance transfers.
- Don’t give of gift property to anyone.
- Don’t misrepresent facts to your attorney.
- Don’t assume you understand bankruptcy fully, ask your bankruptcy lawyer.
If you would like to schedule a FREE consultation with a Bankruptcy Lawyer Port St Lucie, please contact Jon L Martin Bankruptcy Attorney at (772)419-0057 or visit us online http://jonlmartinlaw.com/. With over 40 years of combined legal and business experience, we have helped hundreds of people in and around Martin and St Lucie County to relieve their financial problems. Bankruptcy Lawyer Port St Lucie Florida and a chairman of Martin County Bar Bankruptcy Committee Jon L. Martin helps clients throughout the following cities and surrounding areas: Hobe Sound, Jensen Beach, Palm City, Port Salerno, Port St. Lucie, Stuart, Vero Beach, and the entire Treasure Coast of Florida.
Looking for the Best Probate Attorney Port St. Lucie Florida?
Things can get complicated after losing a loved one. Many questions can arise along the way. How do you carry on with the probate? How do you know how much inheritance you are entitled to? If you are asking similar questions, you need the help of a probate attorney. The question is, how do you go about it? How do you find the best probate attorney Port St. Lucie Florida?
Looking for the best probate advise? Here are a few tips.
- Look for a Probate Attorney with years of experience
Does your attorney specialize in dealing with probate cases? You need to look for a specialist with extensive experience who will help guide you through the entire probate process.
- How complicated is the probate?
It depends on many circumstances. The probate process can be lengthy and confusing. The right probate attorney Port St. Lucie Florida can handle any unexpected legal issues and explain your legal rights and duties during either type of probate.
If your deceased loved one was a resident of Florida and you have been named executor, but you live out of state, we can also provide you with the legal counsel and guidance you desperately need.
ASK ABOUT OUR SPECIAL RATES FOR OUT OF STATE CLIENTS!
Remember, the probate process can be very complicated. This is why it is important to fin the best qualified probate Attorney Port St Lucie, Florida.
For more information on probate, please contact probate attorney Port St Lucie Jon L Martin at (772) 419-0057 or visit us online http://jonlmartinlaw.com/.